Privacy Policy

Privacy Policy

Last updated: October 1, 2026

1. Overview

MyMoneyPulse is a personal finance application that helps you record and review your accounts, income, expenses, transfers, recurring transactions, notes, and account balances. This Privacy Policy explains what information we collect, how we use it, how it is shared, how long we retain it, and the choices available to you.

2. Information We Collect

Information you provide

When you use MyMoneyPulse, we collect the information needed to provide the service, including:

  • Account registration details, such as your name and email address
  • Financial information you choose to enter, including account names, balances, transactions, categories, recurring transactions, notes, and reconciliation information
  • Subscription and account-status information
  • Messages or requests you send through the app's support or account-deletion features

Information collected automatically

We and our service providers may collect limited technical and usage information, such as device and browser type, operating system, IP address, access times, pages viewed, and diagnostic information used to keep the app secure and working reliably.

Payments

Subscriptions are processed by Stripe. MyMoneyPulse does not store your complete payment-card number. Stripe processes payment information in accordance with its own privacy policy.

Device permissions

MyMoneyPulse does not request or collect precise location, camera, microphone, contacts, or photo-library data as part of its normal operation.

3. How We Use Information

We use your information to:

  • Provide, operate, and maintain MyMoneyPulse
  • Save, display, and organize the financial information you enter
  • Process subscriptions and manage billing status
  • Authenticate users, prevent fraud, and protect the security of the service
  • Respond to support and data-rights requests
  • Diagnose problems and improve the app
  • Comply with legal obligations and enforce applicable terms

4. How We Share Information

We do not sell your personal information. We share information only as needed to operate MyMoneyPulse, including with:

  • Base44, which provides the hosting, authentication, database, and other infrastructure used to run the app
  • Stripe, which processes subscription payments
  • Service providers that help maintain, secure, or support the app, subject to appropriate confidentiality and data-protection obligations
  • Authorities or other parties when required by law or necessary to protect rights, safety, or the security of MyMoneyPulse and its users
  • A successor organization in connection with a merger, acquisition, financing, or sale of assets, subject to applicable law

5. Bot Protection / Cloudflare Turnstile

MyMoneyPulse uses Cloudflare Turnstile in invisible mode on its email sign-up form to help distinguish human visitors from automated requests and reduce abuse. Turnstile may process technical information such as IP address, browser and device characteristics, and browser signals for security verification.

For details about how Cloudflare processes this information, please see the Cloudflare Turnstile Privacy Addendum.

6. Data Retention and Deletion

We retain your account and the financial information you enter for as long as your account remains active or as needed to provide the service, resolve disputes, meet legal obligations, and enforce agreements.

You may request access to, correction of, or deletion of your personal information. To request account deletion, use the account-deletion option available in MyMoneyPulse. You may also send a request through the app's Help & Support area. Deleting an account permanently removes associated personal data and financial records that are no longer required for legitimate legal, security, or operational purposes.

7. Your Privacy Choices and Rights

Depending on where you live, you may have rights to request access to, correction of, deletion of, or a portable copy of your personal information, and to object to or restrict certain processing. Where processing is based on consent, you may withdraw that consent where applicable. To exercise these rights, use the account-deletion option or contact us through the app's Help & Support area. We may need to verify your identity before responding.

8. Cookies and Local Storage

MyMoneyPulse uses essential browser storage, including local storage and session storage, to remember preferences and keep parts of the app working efficiently. For example, this may include your theme preference and temporary content caching. We do not use this storage to sell personal information.

9. Security

We use reasonable administrative, technical, and organizational safeguards designed to protect your information. However, no system or internet transmission can be guaranteed completely secure.

10. Session Recordings and Analytics

If session recordings or analytics are enabled for MyMoneyPulse, they may collect information about how visitors interact with the app to help us improve usability and diagnose issues. Where required by applicable law, we will obtain consent before using non-essential recordings or analytics.

11. Changes to This Policy

We may update this Privacy Policy from time to time. We will post the updated version in MyMoneyPulse and revise the “Last updated” date above.

12. Contact Us

For questions about this Privacy Policy or to make a privacy request, please use the Help & Support area in MyMoneyPulse.